Sometimes these services will be covered by medical disability insurance, but you will have to check with your provider to be sure.
Cons Long term assisted living costs can be high, but the cost of owning your own home will undoubtedly be higher.
Pros Most importantly, owning your own home will give you a sense of independence.
As a person with a disability, the ability and freedom to take care of oneself is paramount to achieving that crucial sense of belonging and self worth in a community.
Whether your disability is a mental or physical one, the option of buying your own home is not far-fetched.
The ever-changing times have helped to pave the way for new rights and programs that assist those with disabilities through the home buying process.
Before we move on, I need to fill you in on your homebuyer's rights, if you are not familiar with them already.
This nationally accepted definition of the term is legally beneficial when those with disabilities go to apply for certain healthcare services, disability insurance compensation, or other types of funding.You have the opportunity to do as you please; an opportunity that not everyone is lucky enough to have.As Americans, we pride ourselves on our independence, and disabilities should not get in our way of living life to the fullest.It's becoming more common for nurses and aids to cater to those in need from the comfort of their own home.While this option may be a bit expensive, the most important thing to consider is what price you would put on your own comfort and convenience.Some lenders may give you are hard time or even shoot you a nasty look when you ask them some of the questions that are mentioned above.It's their responsibility to truthfully assist you through the home buying process, but it's also your duty to ensure that they are following the rules.While owning and maintaining a home is no easy feat, to defy the norm of living in a group home, institution, nursing home, or with your parents, should be enough motivation to drive you forward.If your condition requires specialized care, but you want to remain at, or purchase a new home, then you're in luck.Not only will you need to meet all of your payments on time, but you may also have to install additional modifications in your home, depending on your condition.Refer to the list at the end of this guide for examples of specific home modifications.